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Thread: Inheritance

  1. #1
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    Question Inheritance

    I would appreciate if anyone can advise me regarding inheritance and ESA. My son is on income related ESA in the support group. He is about to inherit a relatives home. He lives with me but would prefer to move into the property but is unsure if it will effect his benefits. Must he sell this property and live on the proceeds or can he move in and be independent. Thankyou for any help you may have for us.

  2. #2
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    He can move in if he prefers and it will not effect his benefits adversely. If he does move in and lives alone, with no-one claiming carer's allowance for looking after him, he will be eligible for the severe disability premium added onto his ESA. He should also be entitled to a discount on his Council Tax at the property if he lives alone.

  3. #3
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    Quote Originally Posted by noisynoodle View Post
    He can move in if he prefers and it will not effect his benefits adversely. If he does move in and lives alone, with no-one claiming carer's allowance for looking after him, he will be eligible for the severe disability premium added onto his ESA. He should also be entitled to a discount on his Council Tax at the property if he lives alone.
    Thankyou for your reply noisynoodle. My son isnt in receipt of PIP or dla, just IR ESA, am I to believe that he will be entitled to SDP because he is on ESA? and he will be living alone in the property. Thankyou for any replies to this.

  4. #4
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    Sorry, I misread and thought he also claimed PIP. If he only claims ESA he won't get the severe disability premium.

  5. #5
    Senior Member nukecad's Avatar
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    I believe that without DLA or PIP it is the Enhanced Disability Premium that he will qualify for if living alone and in Support Group.
    (£15.75 per week).

    He would need to be on DLA or PIP to get the Severe Disability Premium.
    (£61.85 for a single person).
    I'm intelligent enough to know that I don't know everything.
    But I'm good at searching for, and finding, stuff.

  6. #6
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    Quote Originally Posted by Annestacia View Post
    Thankyou for your reply noisynoodle. My son isnt in receipt of PIP or dla, just IR ESA, am I to believe that he will be entitled to SDP because he is on ESA? and he will be living alone in the property. Thankyou for any replies to this.
    Id consider whether or not your son would qualify for PIP. I dont know his health issues but id imagine most that are placed in support group could qualify for atleast 1 of the standard rates.

  7. #7
    Senior Member Lighttouch's Avatar
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    Despite having the fortune of living in his own home mortgage free there will be plenty of bills to ay whether one person lives there or more.

    Taking into account

    Gas, water, Electricity, Council Tax, Building Insurance, Contents Insurance, TV licence, digital set top box / router, mobile phone tariff, repairs, gardening, food, drink, travel expenses, holidays, clothes, haircut, socialising money . . . lots of outgoings!

    Yet if he were to take in a lodger he'd have extra income and company . Granted that he'd lose some ESA as it's 'income'.

    Could a case of one lodger brings in say £400 a month and two lodgers £800

    Check out rentals in your area http://www.spareroom.co.uk

  8. #8
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    Thankyou to all those that replied to my query. Carl30 your suggestion would be an option but my son applied over 10 years ago for dla and was refused. His health problems are more complex now but he becomes extremely anxious at the thought of going through a PIP application so he soldiers on as best he can. Lighttouch, your suggestion could be a solution regarding financial help in running the property and its something we hadnt thought of. Many thanks everyone for your constructive advice and the wonderful support that you give to all those that visit this forum. X

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