Hi. I currently claim contribution based ESA. Previously I was on income related, however, after receiving a pension lump sum I was switched to contribution based. This is totally fine and I am satisfied with this. My question is that in within the next couple of years I plan to sell my house (I have to as my ex husband is due some equity from it and the mortgage will be too much when my children reach an age that stops me being entitled to child related benefits) So I will sell my house and then use my equity and existing savings to buy myself as small flat with no mortgage. At this point I will have no savings. Will I have to then carry on claiming contribution based ESA OR will I be allowed income related? Will it be seen that buying a home deprived myself of income? If that's the after how long would I have to wait until the "notional" income is spent? Do the have a figure they deduct on a yearly basis, E.G. 5k a year until said savings would be gone. So after 4 years 20k would be considered spent and then you can claim? (That's just random figures I've used to explain my question!!) Either way I think owning a property is safer than relying on benefits as I would have my own home for life. I'm just curious as to how the DWP will treat this. Any advise will be gratefully received. Thank you.