Hi, I really hope someone can help me with this as I have gone goggle ( or should that be Google) eyed through several weeks of trying to find answers on the Internet and with the CAB.
I have inherited half of my late mother's house which is currently empty and awaiting refurbishment in order to rent it out. My brother owns the other half. I am disabled with a chronic back condition and currently in receipt of income related ESA (support group) and PIP. I also receive council tax benefit and housing benefit to which I make a small weekly contribution. I cannot go and live in my late mother's house as my disability means I cannot manage stairs.
What I am trying to find out is the following:
1. How does owning half a house impact on my ESA, housing benefit and council tax? I fully expect to lose benefits but I cannot ascertain how much and I need to work out if I am in fact going to be worse off from the rental income.
2. Does my half share impact on my current benefits as I have no income from the house yet?
Many thanks for any assistance/advice – I am losing sleep over this and cannot find any straight answers.