@Jard Thanks for the replys,
That would be a real pain for me as I can't fully use my right arm/hand due to dystonia off the Parkinson's so unable to write etc as I am right handed... Which ofc inturn makes me feel socially awkward.
I got some help on another forum from some that deals with benefits enquires and this is how the differences of benefits.
Income Support Route
IS 114.85, Disability Premium £45.95, Carer Premium £34.60 = £195.40
subtract the CA from the IS
your IS total is = £133.30
Or ESA route:
You could claim ESA now (SSP will be deducted)
ESA = (114.85 + 34.60) - 62.10 = £87.35 initially,
After assessment, if you pass, from the 14th week (from when payments began), which in your case will be from the beginning of the 15th week of the claim
If you get WRAG
ESA = £87.35 + 29.05 = £116.40
If you get Support Group
ESA = £87.35 + 36.20 + 22.60 = £146.15
So you can see that Income Support is the better option in the short term, it also beats WRAG rate ESA, and even if you got Support Group ESA you would have lost out on 13 weeks the difference between IS and ESA basic
= £133.30 - £87.35 = £597.35
which at the difference between ESA SG and IS
146.15 - 133.30 = 12.85
597.35 /12.85 = 46.48 (i.e. it would be 46.5 weeks +13 weeks = 59 weeks of claiming ESA SG before you would start to be better off.
So as you can see the first 13 weeks if we were to claim ESA instead of IS we'll have to take a short fall of £45.95 pw then dependent on if I get in the WRAG or SG we'd either have a shortfall of £16.90 pw or increase £12.85 pw.
Of course the savings will come in to play (10k) they will be minus £16 to whatever we claim.
If I was to claim ESA instead do they pull you/partner in for interviews/WRI/WRA still?
If not maybes taking the ESA route is for the best, I know we could end up missing out on extra benefits but the stress of added interviews isn't really worth it.
I guess CAB will tell me the same outcomes on what I have posted?