im new to this so i will do my best to explain.
im 38 and have been on incapacity benefit for 15 years due to a major back injury,i recently had a medical and have been told that as from the 12 of july 2012 i will be changing over to esa cont/based.i also have dla high rate mobility and low rate care.
my husband works 38 hours a week and recieves minimum wage for his work,we have a mortgage on our house .
we have 3 children age 15, 13 and 10 ,the two youngest have global delay and need a lot of caring for and i receive dla at low rate mobility and middle rate care for the both of them,
i also have child benefit for the 3 of them,and tax credits
my question is that the esa will only last for 365 days and then it will end so will i be better of stopping the esa and would i be able to claim the tax credits instead?
thanks for any advice.