My hubby turned 60 in November 2010, I am only 55.
Recently we received a letter from Jobcentreplus about our income support.
The letter states that hubby is "approaching the age where you are no longer entitled to Income Support and therefore should apply for Pension Credit etc..."
We currently receive more than the £202.40 couple rate for pension credit.
Our income support is made up of IS, Disability Premium, Severe disability premium, totalling approx £249 pw, plus DLA at appropriate rate x2.
We both receive DLA at HRM and MRC. We also receive SDP x2 as we live alone and no one claims carers allowance.
I wasn't sure if hubby is entitled to claim his pension until he reaches 65 which is 2015.
We also have the option to change the IS claim to my name, seeing as I am only 55.
So do we apply for pension credit? We did ring JCP and they advised to claim PC.
I also rang our local Welfare Rights line this morning and was advised to claim as we would be approx £50 pw better off. Which equates to £202.40 PC, plus SDP x2 £107.30 Total £309.70 pw
We have also rang Pension Credit Line and they are sending out a claim form.
My confusion lies in that I thought you could only claim Pension Credit when you reached pensionable age, which I was under the impression is 65 for a man and 60 for a woman. I am aware the goal posts are going to change in the next few years with regards pension retirement age.
I have used the gov pension credit calculator and I get the following message
We cannot give you an estimate of Pension Credit as you have not yet reached the minimum age at which you can claim Pension Credit.
So can someone please clarify for me, how come my hubby can now claim PC
Will anything else change?
We currently receive HB, full council tax paid, free dental treatment and glasses.
Any advice much appreciated and good to be back on YA