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Garyunsteady
07-07-2014, 07:57 PM
Does anybody know how the law stands on people using electric mobility Scooters on the road when their driving licence has been revoked for health reasons?
My peripheral vision does not meet the required angle of 120 degrees that the D.V.L.A. say I must have, so they have taken my car driving licence off me. :(
Would I still be allowed to use a Scooter on the road as well as off? Am I even allowed to use a Scooter on the Pavement?
Sorry but my knowledge of scooter law is pretty much nothing.
Does a Scooter require road tax and insurance, plus lights etc.?
Any advice would be greatly appreciated.

Flymo
07-07-2014, 09:27 PM
There is no specific health requirements to use a mobility scooter, though you should take advice from your optician and doctors as to whether your peripheral vision is adequate to operate a scooter safely. If you are not sufficiently aware of what is happening around you, you and those around you risk death or serious injury.

Scooters being used by disabled people are legal on the pavement, though Class 3 scooters (capable of more than 4 mph) must have the speed limiter engaged at 4 mph when used on the pavement. Class 2 scooters are capable of no more than 4 mph and are only allowed by law to use the road when there is no alternative.


Class 3 scooters must be registered with DVLA and are allocated a registration mark, though there is no requirement to display a number plate. Class 3 scooters are issued with a nil duty tax disc that must be displayed - though this requirement will end when paper tax discs disappear in October.

Class 2 scooters are not registered with DVLA so have no registration mark or tax disc.


Class 3 scooters have to have certain lights by law. Class 2 scooters need not have any lights, though many do.


Insurance is optional, though highly recommended. If you accidentally injure someone with your scooter and have no third party insurance, you are personally liable for any damages they claim from you. Insurance is inexpensive, with specialist providers like Fish Insurance charging around £60 per year.

Garyunsteady
07-07-2014, 10:06 PM
Thank you very much......there's food for thought here, I think the insurance would be a must, so thanks for giving me a name to fire an inquiry towards, I'll have a good think on this one, because they are quite pricey too.

beau
07-08-2014, 07:34 AM
Another much cheaper or even nil alternative for insurance is to have your scooter put on your house contents insurance for goods away from home and legal protection. Cost me about £12 more for the year whereas to insure my scooter independently was going to cost about £70.
I might add that all insurers may not do this. When I was getting quotes at our last renewal there were some that would not cover the scooter and to take scooter insurance out over what those companies were quoting made the total figure much more.

Flymo
07-08-2014, 07:48 AM
Looking to extend an existing insurance policy makes a lot of sense. However, if you are looking to do this, it is important to check that you are being offered cover for third party risks when using the scooter (damage to other people and their property) as well as first party risks (damage, loss or destruction of the scooter).


There was a sad case of a lady who knocked into a shop assistant whilst using a scooter. The shop assistant brought a personal injury case, and the uninsured scooter user was found liable for damages and costs of around £6,000. As she was unable to pay, the last I heard was that the debt had spiralled to around £15,000, the lady's marriage had broken down, and it was likely that the former marital home would be sold by court order to recover the amount owed from the scooter user's share of the proceeds.

I'm sorry I'm so vague over the details. The case has been featured in the newspapers, and the lady in question appeared in the BBC programme about scooter users that was repeated a few weeks ago. If she had had third party insurance, the insurance company would have taken over the conduct of the case, which would have likely settled out of court, and would have paid any damages and costs.


Mentioning that BBC programme reminds me that some areas offer free or inexpensive scooter training and assessment. If such a scheme operates in your area, Gary, it might be worth following up.

beau
07-08-2014, 08:50 AM
My contents insurance does give me 3rd party liability, that is what the legal protection is for plus it will cover you for any 3rd party accident on your property as well. It was one thing I was very careful about as there are idiots out there who are too busy on their phones to look where they are going and too ready to blame you if they fall over or into you.

Shopmobility will give free scooter training although a donation would be very welcome as it is a charity.

Flymo
07-08-2014, 09:16 AM
That's what I love about this forum - people share so many good tips.

Garyunsteady
07-08-2014, 06:26 PM
The training issue hadn't even crossed my mind, so thank you very much for that one Flymo.
Can I also thank you again, and the other users of this site, for the information they've given to me.
It makes things so much easier than trying to "Google" for the information, and getting 1000's of almost irrelevant hits.
this site is very much as you say.... "full of good tips".

Garyunsteady
07-08-2014, 06:29 PM
Free training would be very much appreciated, so thanks for that tip Beau.