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Thank you & thank you for your help really appreciate it.

Out of interest today been told I need an ESA3 form does that sound right (by DWP)?

Thanks again.

Sadly I phoned again today (DWP). When I was reviewed in March they removed my claim for Income ESA and SDP as I wasn't getting paid anyway. I've never received a reward letter...

I appreciate your feedback.

Re the benefits I get. Its not easy for me to understand what I get and even the support staff make it confusing.

I do get PIP full both rates.

In terms of ESA my...

Hi thank you

Income protection is provided by my employer they pay % of my wage. As I'm disabled and not working. Its provided by Unum and then I get ESA on top off it. The income protection...

Hi

I'm getting married and as a result will move from ESA to UC.

However I cannot get DWP/CAB to tell me what happens (I get different answers) with Income protection and UC?

Anyone else...

Thank you for the response. Been told I should not get ESA cause of the IPI. Doing a search I get different answers. Oddly she made the decision based on a letter sent to me and ignored the telephone...

Hi

Last year I went through the process of getting ESA with Unum IPI or PHI.

I was called by the DM and was advised that as it was not pensionable income it wouldn't be regarded. I supplied...

Thanks, I realised. Don't understand the logic. Surely the people making the decision should be medically trained.

Re SARS = subject access request I obtained copies of my own medical records. I...

Agreed. I would recommend anyone going through this to send medical letters. I sent 10. I did SARS and my GP surgery sent me tons of information. Well worth £10.

Yeah sorry on going. Thanks for the info.

Got the same award again for both. An extra worry gone. Oddly it does not mention a review date for either. Anyway happy

Thank you. Its appreciated

Hi

I have been on PIP for 3 years now both on the higher rates due to my MS and other issues.

2 weeks ago I received notification that I was being reassessed 1 year early. Is this normal? I...

thank you for your help

move my declared saving into a SIPP. I have an old work pension that I'm not touching until I retire.

I assumed moving the money I would still get deducted, however the women on the phone...

Don't understand, I want to move my move into a pension to protect my future. I'm not trying to increase my ESA IR at all. I have always declared my saving when I know some that don't.

All I'm...

Thanks, that's the problem I have ESA IR top up. its reduced because of the saving, so if I move the money into a pension the phone line couldn't answer what the DM would decide. So confused but...

Hi

Does anyone know the answer to this question I'm on ESA support group and PIP. I have declared savings (under the £16k). I'm worried about my future and my pension. I was going to move the...

I did that was the update on Sat however they phoned me today to say it's stopped for investigation

thanks for the reply. I went to CAB and no further forward. No one can answer me in DWP or CAB.

They have no stopped the benefit incase of overpayment she said today.

The policy was funded by...

Hi,

I have suffered for MS for 8 years and went of work in March 2015. When my SSP ran out I was advised to apply for ESA and my Income protection started at the same time. I did not have any...