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Thread: State Pension and Pension Guarantee Credit

  1. #1

    State Pension and Pension Guarantee Credit

    Husband will turn 65 in 2 weeks and will be changing over from ESA support group (I am on his claim, my only income is carers allowance) to state pension. We filled in the online form to apply for state pension in March and as per the advice on the pension service phone line if you haven't heard 2 weeks before his birthday call them and see the progress of the claim. Well they did have the claim and the guy said he would process it, but could not give the figures, a letter would be sent out in the next 7 days.
    Because I haven't got the figure which he will be getting from his pension we cannot apply for pension credit until then. I was told by the lady from the pension credit service that once they have that it will take 35 days to process that
    Has anyone else experienced such a delay in getting the pension credit processed?.

  2. #2
    Senior Member
    Join Date
    Dec 2014
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    1,681
    Might be worth chasing the Pension Service about the state pension so you can telephone Pension Credit with the figures before you get the letter.

    And yes, I was told 35 days when I telephoned the other day for a client.
    I try my best

  3. #3
    Senior Member gus607's Avatar
    Join Date
    Jul 2016
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    610
    I had exactly the same scenario last year. Applied for SP well in advance & received acknowledgement. Two weeks before 65 cahsed it up & assured all was well with my claim. Six weeks after reaching 65 years I again contacted the DWP & was told Pension Credit is cancelled & SP will be paid in 4 weeks time !
    Because I receive a small private pension I am worse off than I was on PC. Now paying a portion of rent & CT also income tax & loss of other benefits.
    Was it worthwhile paying in to a private pension for years ? I often ask myself !
    Call me Mike.

  4. #4
    Senior Member
    Join Date
    Nov 2014
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    Bristol
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    335
    PC is a minefield and I can never workout how they come to a figure as mine has gone up and down like a beach Donkey over the past 3 years and the only thing that changes is the amount in petty cash or savings as they say, that’s also goes up and down with the Donkeys so the rate you get is based on how many pennies you have in your pocket on the day the DWP application form drops on your door mat, not forgetting the pennies down the back of the sofa.

    Just for information, I was getting PC for 2 or 3 years before I got my SP.

  5. #5
    Senior Member gus607's Avatar
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    Jul 2016
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    610
    PC 2 years for me. Was better off then.
    Call me Mike.

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