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Thread: Your stories wanted about "No DSS" Landlords.

  1. #1
    Senior Member nukecad's Avatar
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    Your stories wanted about "No DSS" Landlords.

    The Works and Pensions Select Committee want to hear from anyone who has come across 'No DSS' exclusions when trying to rent a property.

    They have put up an online survey, similar to the previous one they did about WCA's.

    It's part of their ongoing inquiry into the problem of renting a proberty if you are on benefits.

    Already as a consequence of this inquiry Natwest have removed a clause from their buy-to-let morgage terms that forced landlords not to rent to those on benefits.
    And today Zoopla have announced that they will remove all 'No DSS' advertising from their website.
    (Of course landlords can still have it as a policy, they just can't advertise that policy on Zoopla).

    More on the inquiry:
    https://www.parliament.uk/business/c...-letter-17-19/
    https://www.parliament.uk/business/c...017/inquiry18/

    The online survey:
    https://ukparliament-self.achieveser...entMessage=yes
    I don't know everything. - But I'm good at searching for, and finding, stuff.

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  2. #2
    Senior Member TheFlyingKidney's Avatar
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    The stories/maybe proposed changes have come a bit late for me, but generally speaking MOST of the properties I viewed/looked at online that were suitable for me and RD's needs were 'No DSS' and so had to be passed by. Even those that let us view often gave us the cold shoulder if we couldn't make an 'instant decision'..

    Lets hope something positive comes from the changes nationwide..

  3. #3
    Senior Member nukecad's Avatar
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    It's like any other discrimination.

    You can make open discrimination against the law, but people can, and will, still discriminate.
    Just because a landlord can't openly advertise 'No Blacks' doesn't mean he isn't only going to rent to those with a fair skin.

    It's a perception issue with some landlords.
    Most of their problem, non-paying, tenants tend to be on 'benefits'.
    Once they've had property damaged or lost money a couple of times they decide that 'no benefits' will magically stop all problems.
    Of course it doesn't, bad tenants are bad tenants benefits or not.
    It's the usual mistaken judgement of everyonebased on the actions of a few.
    (All drug dealers drive cars - so ban cars and it'll get rid of drug dealers).

    It will be interesting when Child Tax Credits and Working Tax Credits get rolled into UC, 'No Benefits' Landlords will find they are barring three quarters of their potential market.
    Currently they don't tend to class CTC or WTC as 'benefits', even though they are. But UC is obviously an Income Related benefit.
    I don't know everything. - But I'm good at searching for, and finding, stuff.

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  4. #4
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    bit of a waste of time. Removing it from the advertising means you just have to get disappointed when the landlord lets you down. At least when it said "no DSS", I didn't bother applying.

  5. #5
    Senior Member Lighttouch's Avatar
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    Being a live-in landlord for usually one lodger at a time I'll tell you my one bad experience.

    A well presented and spoken guy wanted digs. He said he worked at a call-centre at the Royal Bank of Scotland and showed me his pass. The other reference was a friend of his who gave a glowing reference.

    He was easy going, had hobbies and friends that lived local - perfect. Then after six months he had a pushbike accident and had his leg in plaster and ad to use crutches to get around - good job it's a bungalow!

    I asked him about the situation at work as he told me he was employed full time by the bank. Being a big 'Corporate Bank' they should have laid a taxi on for him to get into work and they'd foot the bill. After a week at home, playing on the computer, watching films, seeing friends and going out for drinks he told me that he was on a zero hour contract, not employed by the bank but through a placement agent and he wasn't entitled to sick pay.

    I said no problem as you'd be able to draw Housing Benefit. He said I don't like the job and I'm not going back. I asked him how was he going to pay the rent and he said he wasn't going to pay any rent - I assume he did claim Housing Benefit but kept it for himself.

    Luckily he'd paid a month in advance and a month as a deposit so I had to use that. I let him stay until his leg was fine - two weeks free of rent.


    Due to that experience I wouldn't advertise for someone who worked for themselves on zero hours as it's stressful living in the same house as them when you know they don't give a shit about you.

    One bad experience spoils it for others.

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