Results 1 to 1 of 1

Thread: Universal Credit Scam - Be careful.

  1. #1
    Senior Member nukecad's Avatar
    Join Date
    Jun 2014
    Location
    West Cumbria (Lake District)
    Posts
    7,315

    False UC claim in YOUR name - Scam.

    This is a worrying one and is on the increase since it was first reported.

    There are variations; but the first reported cases were where someone applied for a loan and went like this:
    • You need a loan, but can't get one from the big companies.
    • So you apply for a loan with an online smaller outfit.
    • They take your details as part of checking you.
    • They open a UC claim in your name, but with false bank details, ask for and get an advance payment, and pocket the money.
    • (If they have enough details to have verified your ID online rather that at the Jobcentre then they may get the first UC payment as well).
    • You don't notice until your current benefits stop because 'you' have claimed UC.
    • You can't even get any UC now; because when you report this to the DWP they start a fraud inquiry against the claim, which is in your name, stopping all benefit payments.
    • Even then the scammers will still have your details and so can read/interfere with your UC Journal.
    • And to add insult to injury you'll have to pay back the Advance Payment that 'you' got.

    As said there are variations on this scam; be very careful about giving anybody enough details to make a UC claim in your name.

    There have even been reports of people being contacted by people claiming to be from, or to be 'helping', the DWP and getting details that way.
    (In one case by offering an 'Interest Free Budgeting Loan' - Those do exist but you have to apply, the DWP don't contact you to offer them).

    Questions were raised in Parliament earlier this month, but of course nothing has been done about it yet.

    https://www.bbc.co.uk/news/uk-englan...shire-48275021
    https://www.manchestereveningnews.co...redit-16318494

    This one gives some of the variations, (it's the FT so is sometimes behind a 'paywall' but you should be able to read it at least once).
    https://www.ft.com/content/6e8fbcca-...2-5fe435b57a3b
    Last edited by nukecad; 05-28-2019 at 07:58 PM.
    I don't know everything. - But I'm good at searching for, and finding, stuff.

    Migration from ESA to Universal Credit- Click here for information.

Similar Threads

  1. working tax credit/universal credit
    By diesel70 in forum Benefits - help & advice on disability benefits, incapacity benefits, ESA and DLA
    Replies: 8
    Last Post: 02-01-2018, 02:18 PM
  2. DLA to PIP /Universal Credit
    By baz1586 in forum Benefits - help & advice on disability benefits, incapacity benefits, ESA and DLA
    Replies: 3
    Last Post: 11-29-2017, 05:13 PM
  3. JSA to ESA before Universal Credit
    By friend in forum Benefits - help & advice on disability benefits, incapacity benefits, ESA and DLA
    Replies: 8
    Last Post: 11-16-2017, 01:31 PM
  4. Universal credit?
    By birdwatcher in forum Benefits - help & advice on disability benefits, incapacity benefits, ESA and DLA
    Replies: 8
    Last Post: 05-21-2015, 10:32 PM
  5. Where are we at with the Universal Credit?
    By sea queen in forum Benefits - help & advice on disability benefits, incapacity benefits, ESA and DLA
    Replies: 1
    Last Post: 08-13-2013, 11:12 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •