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Thread: ESA Conts to ESA IR

  1. #11
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    Esa support group

    I think I have enough national insurance credits I'm also receiving pip and carers if that makes a difference

  2. #12
    Senior Member nukecad's Avatar
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    I'd have to check again, but I believe that credits on their own may not be sufficient.
    There usually has to be some paid NI as well (26 weeks).

    Do you know what 'class' your NI credits are?
    I don't know everything. - But I'm good at searching for, and finding, stuff.

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  3. #13
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    What I meant to say is I think I have enough national insurance contributions as my stamp is paid

  4. #14
    Senior Member nukecad's Avatar
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    Put in a claim for New Style ESA and see what they say about your contributions record.

    In the end that's what's going to count.
    I don't know everything. - But I'm good at searching for, and finding, stuff.

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  5. #15
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    Thanks for the advice this is all confusing I was hoping to stay esa when I got married dwp stated I had no choice but to be on husbands claim I just need to be careful what I do because I don't want dwp to change esa to universal credit,I don't know anything about the new style esa,I called citizens advice about the support group but they not sure said I need to see them but I can't because they shut all the offices due to the virus

  6. #16
    Senior Member nukecad's Avatar
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    Yes CAB and most other advice centres are closed, you can still telephone/email and some are setting up skype links.

    When did you join your partners claim?

    As I said above unless that was within the last year (maybe 2) the I don't see how you can have enough paid NI to qualify for CB ESA.

    If it was within the last year or two then it may be possible - if you were previously working.

    Also note that you will not have been given NI credits whilst on your partners claim, he would (should) because it's his claim but you wouldn't because it's not your claim.

    If you are able to make your own CB ESA claim then each of you would get your own CB ESA at the singles rate of £111.65 each (£113.55 from April).

    If in doubt then make a claim for NS ESA and let them work the NI contributions out.

    (Tricky at the moment because you have to take the ESA claim form to the Jobcenter, I'm not sure just what they are doing about that. If I see anything I'll post it).

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    The NI qualifying conditions for CB benefits are:

    It's the last 2 complete tax years before the current benefit year that count.
    A tax year runs from 6th April. A benefit year runs from the first Sunday in January. So you need to be careful just which years apply.
    Currently until 1st Jan 2021 the tax years that count are 2017/8 & 2018/9.

    First qualifying condition:
    In one of those 2 years you must have paid Class 1 or Class 2 contributions at the the lower earnings limit for at least 26 weeks.
    That's 26 weeks paid contributions in either one of those 2 years.
    (This condition can be waived in certain circumstances).

    Second qualifying condition:
    In both of those 2 years you must have either been paid or credited with class 1 or 2 contributions to the value of 50 times the lower earnings limit.

    The lower earnings limits were:
    2017/8 - £113 per week.
    2018/9 - £116 per week.

    It's important to note that for condition 1 you don't have to have paid 26 times those amounts, it's 26 times the NI you would pay if earning that amount.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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  7. #17
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    I have been on his claim for 12 years but I didn't know I don't get my stamp paid that explains why I have some gaps it's not fair that they can only pay one stamp they don't tell you anything luckily I receive carers to build it up I'm not sure whether to pay extra to make up the gaps,my partner receives carers aswell but he has all his contributions for a full pension when it comes to it can he transfer some of his to mine.

  8. #18
    Senior Member nukecad's Avatar
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    Read qualifying condition 1 above.

    If you have been on your partners claim for 12 years then I see no way that you could have paid NI contibutions for at least 26 weeks in the qualifying years.

    In your situation you could claim your own NI credits in your own name if:
    • You’re unemployed and looking for work, but not on Jobseeker’s Allowance - Contact your local Jobcentre to claim Class 1 credits
    • You’re caring for one or more sick or disabled person for at least 20 hours a week - Apply for Class 3 carer’s credits if you’re not on Carer’s Allowance or Income Support

    So if you are caring for your partner for more than 20 hrs you could apply for carer's credits.
    https://www.gov.uk/national-insuranc...ts/eligibility
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  9. #19
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    I am a carer but what I'm saying is before I was a carer dwp never said I wouldn't get my stamp paid with me being on his claim,is there a way I can get some of my stamp back without me paying for it myself because at the time dwp said we couldn't have seperate claims because we are married it's not right he had his stamp paid and I didn't that's treating me like I don't exist only for the means of what they want to know.

  10. #20
    Senior Member nukecad's Avatar
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    As you are a carer then apply for the Carer Credits if you haven't done already.

    Agreed that the situation with NI credits and joint claims it is not right, but it is what it is.

    This is a government document discussing the deficiencies in the system, the history of NI, and what is changing:
    https://www.google.co.uk/url?sa=t&rc...J0HEm8IP90v2Hu

    I think that you should get a copy of your NI contribution record, it's easy to do, see this:
    https://www.youreable.com/forums/sho...l=1#post134027

    Once you have that then you can see what contibutions you do have and work out if/how that will affect your state pension.
    That same post also gives a link to how to check your future pension entitlement.

    Don't forget that if you don't qualify for a full state pension then you may be able to claim Pension Credits to make it up.

    Pensions are complicated and not having your own full NI record amy or may not affect your pension, you need to find out what your (and your partners) record says and consult a pension specialist.
    Hers some information on how state pension currently works: https://www.which.co.uk/money/pensio...t-aukgp6n9jkcz

    Challenging that the DWP gave you the wrong advice 12 years ago is going to be tricky, virtually impossible.
    I doubt that they will even entertain such a challenge.
    Last edited by nukecad; 04-04-20 at 11:46.
    I don't know everything. - But I'm good at searching for, and finding, stuff.

    Migration from ESA to Universal Credit- Click here for information.

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